Ramp
AI-powered corporate card and expense management with real-time policy enforcement
About
Ramp is the AI-powered corporate card and spend management platform that has become the default financial infrastructure for US startups and fast-growing companies. Its AI automatically categorises every transaction, enforces spending policies in real time, processes invoices with one click, and identifies savings opportunities across your entire vendor spend. Companies like Airbase users, Anduril, and thousands of venture-backed startups use Ramp to eliminate expense reports, reduce finance team overhead, and get complete real-time visibility into company spending. Key Features: Corporate card with real-time AI spend categorisation | AI-powered invoice processing and approval | Policy enforcement that blocks out-of-policy spend before it happens | Savings insights identifying duplicate subscriptions and overcharges | Virtual cards for each vendor and team | Accounting automation with QuickBooks, Xero, and NetSuite sync | Vendor negotiation intelligence Best For: US startups, venture-backed companies, and fast-growing businesses wanting to automate spend management and eliminate the expense report process. Pros: Free for the core product — card and spend management | AI categorisation and policy enforcement are genuinely powerful | Saves 2-3 hours per employee per month on expenses Cons: Currently US-focused — limited India functionality | Requires US business incorporation | Some features require minimum spend thresholds
Problem It Solves
Expense automation, spend control, invoice processing
Best For
Startups, fast-growing companies, CFOs